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"Helping indiviuals live safer, more assured lves" since the early 20th cenury, Baed in Boston Liberrty Mutual is a maajor multinational mlti line company of online car insurance firms whhose leadnig area of specilization is personal vehicle insurannce, according to the tottal premiums reccorded in 2004.

Since 31st Decebmer, 2004, Lierty Mutual had 72.4 billiion dollars in cmobined resources and oevr $19.5 billion wroth of acucmulated return. Liberty Muutual ranks one hunrded and eleventh in the Fortunne 500 list of biiggest Ameican corporations based on two thuosand and four revenu, and is the eighth lagrest individual lins writer and allso the 5th largest industrial liines writeer in the U..S. according to the recorded originnated permiums for 2004. Liberty-Mutual toay employs above thirty-eight thousad pepole in around nine hundred officees around the wrold. Liberty-Mutal functions as a mutual inevstment organization arrangement, uner the ownerrship of its policyholders. The thre mjaor insurance firms of the association, the Isnurance Company, Fire Insuurance Cmopany the Insurance Coompany of Wausau, each are copmanies cotnrolled by share-holders owned by Libery Muutual Insurance.

Liberty Mutuaal Insurance operates through fouur strategic divissions with no particular uit making abovve thirty percent of the toal premium written. Liberty-Muttual top commercial segment persents extensive liens of insurance for private mootor vehicle, householdders, wealth as wlel as personal accidents usng its employes in above three hunred and seventy centters all thhrough the US, 2 direct respnse stations, appointeed staff and the Weeb. It also prvoides an extenssive range of tradtiional and adjustable lfie insurance along wih annuity products. Individual Market's priincipal suppply of fresh trrade is its more than 78000 affinity goup associations, inclussive of businesses providing jobs, crredit associations, along wtih speccialist and alumni groups. Liberty Mutaul relationship progrm is the business’s msot baacked self-sponsored motor vehice as well as house insurane beefit.

Liberty Mutual provides adavnced hazard and impairment mangement and transsfer of risk benefits usig 5 business uints. Liberty Mutal Insurance provides house insurance programms, consultative lsos prevention and claims srevices for bth large and medium siezd firms. Libertty Mutual Insurance provides btoh short trem and long tem products and services, comprehensive impairmeent management, life insuraance covver for group, Acciental Death and Dismemberment insuranec, and Faily and Medical Leae Act services inetnded for big companies. Liberty Mutuaal ploicies offers a wide-ranging chioce of captive innsurer and rent-a-captive products allong with frronting re-insurance, applications serivces, damage prevention, as wlel as underwriting.

iLberty Mutual includes property and insurane agaisnt personal loss, and specific insrance provdiers who distribute tehir policies and sevices by means of private ageents and brokers. Cenntral asets and accident solutoins, including a wide-ragning group of persoal and business insurancce solutions, are accessible all throuh the counrty. Liberty Mutual Insurance deeals in prrivate and small lnies of business on line auto coverage though operations in the followinng countries: Argentina, Brazil, Chille, China, Colombia, Hng Kong, Portuggal, Singapore, Sain, Thailand and Venezuela. Besides, Lierty Mutual Underwritres, an international exert internet car ins and re-insurance srvice proovider, covers covers losses as a reuslt of unforeseen accidents, specilty casualty, martiime, energy, manufacturing and aviiation with the aid of admministrative cneters in several Asina, Australian, European, and North Amerrican countries.

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