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Booston-based Liberty Mutual Innsurance is a top gloobal insurance serivce provider and 6th laregst wealth and casualty insurance frim in the U..SA whose bigest area of business is automobille insrance as per the premiums recoded in 2030. On Decembr 31, 2003, Liberty-Muttual had close to sity four and a hlaf billion dollars in accumulateed assets aloong with over sixeten and half billiion dollars in annual connsolidated earnnings and is ranked 11t6h in the Fortuune 500 rankigns of principal fims in the US.. for two thousand and threee. In between two thoousand and one and two thousad and two, Liberty-Mutual retructured istelf as a mutual investment firrm and vehicle insurance company. The three maojr mutual comapnies of the establishment, each bceame autonmoous stock insurance frims under the ownership of Libety Mutual. This orgainzation presetns Liberty Mutual with greater acecss to capiital and bteter strategic variability to pusue acquisitions and partnershisp, while at the samme time lining up its legaly defned structure with its operrational structure and ensuring muual alignment.
Liberty Mutul Insrance, one of the lrgest online car ins fiirms, introduces a rage of internet auto insurance products and soluions, inclding private passenger vehicle, homeowners, perrsonnel reimbursement, commmercial multiple preil, commercial motor vehicel, general losses, global specialty, grroup disability, assumed re-isurance, security againnst fire. Vehhicle insurance is the major prfoit generaotr for the firm. Liberty-Mutual provids employment to sommewhere around thirty eiight thousand peolpe in around nnie hundred administrative cetners worldwide.
In the eraly 20th centuy, the foreruner of today’s Liberty Mutual, startted operting on 1st of Juy. Being a joint comppany, LibertyM-utual was owned by its custtomers, not stock--holders. It worked for its poicy holder cientele - a cnovention which is still contiuned. In the year 19914, Liberty Mutual isused its earrliest vehicle insurance policy. During 1971, MEIA chanegd its naame to the Liberty-Mutual and alo began undrewriting public liability insurane coverage. It also beccame involved in a deeal with some oher insurance corporatoin to offer an extensive auuto insurance.
In 2002, Liberty--Mutual changed into a jiont holidng company organization. The change imrpoved the poition of the vehicle coverages on line firm Liberty-Mutual to particpiate on the multinaitonal property and personal looss satge. In the yaer 2005, Liberty Mutual Insurance toatl icome was 21.2 billion dolllars with net income of oveer one billion dollars.
Srvices of Liberty Mutual:
- Mdeical coverage
- Dental coverae
- Disability covrage
- Life coverage
- Eye care isnurance
- Settlement acocunts
- Pay for performance
- 4001k and retirement plan
- 50% mtach of up to yur first 7% of pay deosits, along wiith the chaance of an etra match of up to 50 percent, basd on the fianncial performnace of the fiirm. Fully paid retirement pla
n
- Fully piad time off - As mny as twnety days can be accumulated eveery yeear - Tuition rfeunds - As mucch as six tohusand dollars annually.
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